This is a loan and must be repaid.  Available for graduate or for
    professional students enrolled at least half-time, or for the parent
    (biological, adoptive, or in some cases, stepparent) of a dependent
    undergraduate student enrolled at least half-time at an eligible
    school.  Financial need is NOT required.  Must not have adverse credit
    history and must meet the general eligibility requirements for federal
    student aid.  If a parent borrows on behalf of a child, the child must
    also meet these requirements.  The borrower is responsible for paying
    ALL interest on this Unsubsidized loan, starting on the date the loan
    is first disbursed.


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