DIRECT UNSUBSIDIZED LOAN

    This is a loan and must be repaid.  Available for undergraduate, 
    graduate and professional students enrolled at least half-time. 
    Financial need is NOT required.  The U.S. Department of Education 
    is the lender.  This loan is Unsubsidized; therefore, the borrower 
    is responsible for paying ALL interest on the loan, starting on the 
    date the loan is first disbursed.